HDFC Bank Q4 Results: HDFC Bank announced the results of the January-March quarter for FY 2014-25 (Q4Fy25) on Saturday, 19 April, which reported an increase of 6.7 percent in standalone net profit. 17,616 crore compared to 16,521.9 crore in the same period last year.
Pure Interest Income (NII) – Difference between earned interest and payment – ranging from 10.3 percent. 32,066 crore in the fourth quarter of FY 25 29.076.8 crores in the year-old period.
India’s largest private lender defeated D-Street Estimates in the March quarter run by high NII and improved the ASST quality. Total income has increased 89,488 crore during the quarter under review 89,639 crore in the same period last year.
Private sector bank reported interest income 77,460 crores during 2024-25 January-March quarter 71,473 crore in the same period a year ago.
HDFC Bank board recommended dividend 22 per equity shares of RE 1 each (2,200 percent) for the year ended on 31 March 2025.
Regarding the property quality, the bank saw a slight decline, with gross non-performing assets (NPAs) to 1.33 percent of the gross loan by the end of March 2025, which was 1.24 percent a year ago. Similarly, NET NPA or poor loan increased from 0.33 percent to 0.43 percent at the end of the fourth quarter of the previous financial year.
According to the Basel III guidelines, the total capital adequacy ratio (CAR) of the bank was 19.6 percent on 31 March 2025. As of March 31, 2025, the total balance sheet was size. 39.10 lakh crores as against, 31.17 lakh crore till 31 March 2024, it was added.
