A seasonal increase in cases of human metapnemia (HMPV) in China, Malaysia, Hong Kong and other Asian countries has raised alarm worldwide. Several HMPV cases in India have put government officials on their toes.
While expert HMPV Surge is the seasonal, growing viral infections can reduce the spirit around the international journey during the holiday season. In many countries, amidst increasing HMPV infection, it is important to understand how travel insurance can help people navigate the medical emergency during their foreign visits.
HMPV virus: Is travel insurance cover HMPV, other viral infection treatment?
Travel insurance policies typically cover medical emergency conditions and treatments for sudden injuries and diseases. People can also get financial assistance when they contracted HMPV and other viral infections during their visit.
Reline General Insurance CEO Rakesh Jain said, “Our travel insurance policy includes medical emergency and unexpected diseases or injuries related treatment, including flu and viruses while traveling abroad. This includes hospitalization, surgical procedures and emergency medical clearances.”
Jain said that insurers should announce diseases (if any) at the time of issuing a policy to maximize travel insurance benefits.
However, travel insurance policies and their coverage may be different and therefore, passengers should carefully assess their policy before finalizing. While verifying whether they cover common diseases and potential emergency conditions, they meet the major Kapadia of travel insurance in the policyman.
HMPV Virus: What to do in terms of medical emergency during foreign travel?
Many insurance companies provide 24/7 assistance to customers. They can contact their insurance providers to identify hospitals, medical emergency conditions and help with other services during their holiday visits.
“Our policyholders can contact our 24/7 emergency aid team for guidance and support. We will help make medical treatment facilitated, including arrangement of admission to hospital, guaranteeing payment, and coordinating withdrawal if necessary. It is important to keep all medical records and receipts, as it will require more effective claims.”
Buying a travel insurance policy through an aggregator can help people claim or avail its benefits. “Network can use cashless services in network hospitals by informing your insurer or policy market. In emergency situations where cashless options are not available, reimbursement claims can be processed with necessary medical documents,” Kapadia said.
What are other benefits of travel insurance?
“In addition to medical emergency conditions, comprehensive travel insurance plans also covers travel delays, luggage loss, medical withdrawal and other disruption, ensuring that passengers are prepared for a wide range of contingencies,” Kapadia said.
Symptoms, Causes, Prevention and Treatment of HMPV virus
This virus can cause common flu -like symptoms due to infection, including cough, cold, sneezing, fever, etc. Touching contaminated surfaces, breathing respiratory drops and direct contact with infected individuals may cause HMPV infection.
For the prevention of HMPV, people should maintain social disturbances, wash their hands regularly, and try to wear masks publicly. If a contract is contracted with the virus, it may take 5-6 days for the person to recover. Doctors usually recommend OTC drugs, such as inhalers.
