Guests are also entitled to four complimentary visits annually—two each at domestic and international lounges.
Lounge access is facilitated via DreamFolks (domestic) and Priority Pass (international). To access international lounges, users must enable global transactions and complete a $1 validation charge, which is reversed within seven working days.
Domestic access requires a ₹2 visit validation fee at the lounge.
Key travel benefits:
Zero forex markup on all international transactions.
1% cash withdrawal fee at global ATMs, with no interest charges until the payment due date.
Reward points earned on spends can be converted into air miles, which are further transferable to airline-specific miles like Etihad, Qatar Airways, Cathay Pacific, and Air India. These can be used to book reward tickets directly on partner airline platforms.
Existing Kotak credit card users can transfer accumulated reward points to the Solitaire card for enhanced redemption options.
Other features
1% fuel surcharge waiver on spends between ₹400 and ₹7,500 at all petrol stations in India (maximum waiver: ₹10,000 per anniversary year).
Visa luxury stay privileges, including:
50% off on the second night.
A complimentary third night with two consecutive paid nights at select luxury properties like ITC Hotels, Alaya Stays, and Elivaas Villas.
Fees and charges:
No joining or annual fee, unless the customer downgrades from the Solitaire programme (₹25,000 applies in that case).
No charges for add-on cards, card replacement, cash payments at branches, or over-limit usage.
Interest on outstanding balances: 3.5% per month (annualised at 42%).
Late payment fees range from ₹100 to ₹1,200 depending on the outstanding amount.
Cheque bounce and auto-debit return fees: 2% of the amount, subject to defined caps.
Cash advance fee: 1% of the withdrawn amount.
All fees are subject to GST and other applicable taxes as per government regulations.
First Published: May 12, 2025 3:24 PM IST
