This is applied when some pre-entry phase is completed and the policy position is completed.
The purpose of the initiative is to ensure zero cuts on eligible hospital bills. This only covers hospitalization and does not apply to emergency conditions.
Policy-specific details:
Bajaj Eliyanz
Any yoga is available for both new and port policies. An consumption material rider should be added. Customers should inform TPA 48 hours before hospitalization and choose a hospital from a network of over 10,000 partners.
Aditya Birla Health Insurance (Abhi)
Only new policies are applied with a minimum amount of ₹ 10 lakh. Pre-entry notice is required, after which the insurer connects the customer to a panel of doctors. The hospital should be selected from Abhi Network.
Nivi Bupa
The minimum insured of ₹ 10 lakh is available for both new and port policies with a minimum amount. The customer should inform the claim team 48 hours in advance.
The hospital selection is based on the recommendations of the claim advisor from the network of more than 2,100 hospitals.
Discharge does not require any documents.
Policybazaar said that the delay in streamlined documents and coordination with hospitals will be reduced and will increase the cashless experience. However, claims will not be paid in cases of non-completion, waiting period or exclusion according to policy conditions.
Siddharth Singhal, head of health insurance at the policy market, said, “The promise of 100% claim ensures that with simple pre-entry stages, your bills are fully covered.”
Emergency hospital will continue to be hospitalized under standard policy conditions.
first published: April 21, 2025 1:42 pm First