Q4 results today: After the announcement of Q4 Results 2025 by Indian IT Major – Tata Consultancy Services (TCS), Wipro and Infosys – Q4FY25 Income season is in full swing. Among the large Indian banking companies, HDFC Bank and ICICI Bank have set up 19 April 2025 to consider and approve their uncontrolled standalone Q4 results for the financial year 2024-25. According to market estimates, both major private lenders expect decent and stable growth in Q4Fy25. Both banks will probably display flexibility through stable margin, healthy balance sheet growth and improvement in asset quality.
HDFC Bank Q4 Expectations of Results
According to Axis Securities, the largest Indian private lender is expected to report better deposit increase from credit hike. Brokerage believes that HDFC Bank’s credit growth may be below the average of the industry. However, the private lender is expected to report a margin contraction operated by a stable OPEX ratio and healthy proposal development. After the announcement of HDFC Bank’s Q4 results, the management comment for the recently ended financial year will be important.
Speaking on the expectations of HDFC Bank’s Q4 results, yes the securities said, “Sequential debt growth will be in 2% ballpark, which will be due to the Idiocytic growth tract. The increase of NII will be slightly slower than the average debt growth, which will decrease due to the decline in the deposit. Severely low.
ICICI Bank Q4 Expectations of Results
Speaking on the market estimates of the ICICI bank Q4 results, yes the securities said, “Sequential debt growth will be in 3.5% ballpark, which will be due to the ideasinkrantic growth tractor. The growth of NII will be slightly slower than the average debt hike, which will be partially reduced to reduce the cost of deposit.
HDFC Bank vs ICICI Bank: What market expectations say
Speaking comparative expectations from Q4 results from these two major Indian private lenders, SEKA SRIVASTAVA, Senior Research Analyst of SMC Global Securities, said, “HDFC Bank and ICICI Bank, India’s two major private sector lenders are expected to perform strong performances in Q4FY25. 25.27 lakh crore, and 14.1% increase in period-out deposit 27.15 lakh crores. Indicating healthy credit demand, increased by 7.3% and 7.7% respectively. The bank’s expansion distribution network with over 9,100 branches and 21,000 ATMs keeps it well for future development. ICICI Bank is expected to report yoy development of strong double digits in net profit, which is inspired by a solid increase in net interest income (NII). Its loan is estimated to increase in double digits both the book and deposit base, which reflects strong trade speed. ,
SMC Global Securities Experts and a certified Chartered Accountant (CA) stated that the two banks would probably display flexibility through stable margin, healthy balance sheet growth and better asset quality. HDFC Bank provides a steady growth supported by an extension network, while ICICI Bank displays strong income speed and disciplined asset management. These characteristics give them solid, low -risk opportunities for long -term investors coming in contact with India’s growing and well -regulated financial sector.
“With the presence of a strong financial and a wide market, HDFC Bank and ICICI Bank offer attractive options for those looking for stability and development. Their ability to navigate and continuously perform the current economic environment is given to him well to capitalize on India’s long -term development story. Overall, both banks are well deployed to benefit from the country’s economic expansion.”
Disclaimer: The views and recommendations given in this article are of individual analysts. They do not represent the ideas of mint. We recommend investors to investigate with certified experts before taking any investment decisions.
